After spending over 20 years in the client services business (attorney, business broker, funding consultant) and then venturing into the wild world of entrepreneurship, I have seen first hand how extremely important being sufficiently capitalized is to any venture that you undertake. Over the past several years, I have received numerous inquiries about receiving start-up business funding. I wanted to take a few minutes to clarify the types of loans/funding you are probably looking to get and the pros and cons associated with each. First thing to remember - loans will fall into 2 categories - Business Loans and Personal Loans. Business Loans may or may not consider your personal credit score (they usually do), but the one constant is that YOU MUST HAVE BEEN IN BUSINESS FOR A MINIMUM 6 MONTHS AND YOU MUST BE GENERATING REVENUE. The different types of Business funding include: Term Loan Business Line of Credit Equipment Financing SBA Loans Accounts Receivable Financing Me...